25 January 2011

If You Stop Smoking Right Now...

Rokok mengandungi 67,980 jenis vitamin. Disebabkan terlalu banyak vitamin, ia dicemburui lalu dikatakan berbahaya-Pipiyapong . Sila lihat imej di bawah:




What happens to your body if you stop smoking right now Within ...


# 20 minutes - Your blood pressure, pulse rate, and the temperature of your hands and feet will all return to normal.


# 8 hours - Remaining nicotine in your bloodstream will have fallen to 6.25% of normal peak daily levels, a 93.25% reduction.

# 12 hours - Your blood oxygen level will have increased to normal and carbon monoxide levels will have dropped to normal.

# 24 hours - Anxieties peak and within two weeks should return to near pre-cessation levels.

# 48 hours - Damaged nerve endings have started to regrow and your sense of smell and taste are beginning to return to normal. Cessation anger and irritability peaks.

# 72 hours - Your entire body will test 100% nicotine-free and over 90% of all nicotine metabolites (the chemicals it breaks down into) will now have passed from your body via your urine. Symptoms of chemical withdrawal have peaked in intensity, including restlessness. The number of cue induced crave episodes will peak for the "average" ex-user. Lung bronchial tubes leading to air sacs (alveoli) are beginning to relax in recovering smokers. Breathing is becoming easier and the lungs functional abilities are starting to increase.

# 5 - 8 days - The "average" ex-smoker will encounter an "average" of three cue induced crave episodes per day. Although we may not be "average" and although serious cessation time distortion can make minutes feel like hours, it is unlikely that any single episode will last longer than 3 minutes. Keep a clock handy and time them.

# 10 days - The "average ex-user is down to encountering less than two crave episodes per day, each less than 3 minutes.

# 10 days to 2 weeks - Recovery has likely progressed to the point where your addiction is no longer doing the talking. Blood circulation in our gums and teeth are now similar to that of a non-user.

# 2 to 4 weeks - Cessation related anger, anxiety, difficulty concentrating, impatience, insomnia, restlessness and depression have ended. If still experiencing any of these symptoms get seen and evaluated by your physician.

# 21 days - Brain acetylcholine receptor counts up-regulated in response to nicotine's presence have now down-regulated and receptor binding has returned to levels seen in the brains of non-smokers.

# 2 weeks to 3 months - Your heart attack risk has started to drop. Your lung function is beginning to improve.

# 3 weeks to 3 months - Your circulation has substantially improved. Walking has become easier. Your chronic cough, if any, has likely disappeared.

# 1 to 9 months - Any smoking related sinus congestion, fatigue or shortness of breath have decreased. Cilia have regrown in your lungs thereby increasing their ability to handle mucus, keep your lungs clean, and reduce infections. Your body's overall energy has increased.

# 1 year - Your excess risk of coronary heart disease has dropped to less than half that of a smoker.

# 5 to 15 years - Your risk of stroke has declined to that of a non-smoker.

# 10 years - Your risk of death from lung cancer has declined by almost half if you were an average smoker (one pack per day). Your risk of cancer of the mouth, throat and esophagus has now decreased.

# 15 years - Your risk of coronary heart disease is now that of a person who has never smoked.


Notakakiku:

Thanx to en pp atas dakyah yg sesat lg menyesatkan di perenggan atas sekali. ur r funny! ;D

PTPTN-Sistem Ujrah


Salam,

Setelah meneliti dokumen PTPTN dalam sistem Ujrah, saya mempunyai beberapa perspektif seperti yang akan dibentangkan.

1- Perubahan sistem 3% kepada 1% yang dinamakan sistem Ujrah sebenarnya mempunyai helah tertentu yang harus diketahuï sebelum diisi.

2- Baki yang dikira bukan baki semasa, tetapi adalah baki pada tahun tertentu, dalam kes ini Jun 2008.

3- Perjanjian yang adil sebenarnya hendaklah menggunakan jumlah asal pinjaman seperti yang terdapat dalam perjanjian asal.

4- Menggunakan baki pada tarikh yang berlainan sebenarnya menimbulkan keraguan, contohnya apabila peminjam telah meminjam pada tahun Jun 2000 hingga Mei 2003 (selama 3 tahun).

5- Dalam kes ini, peminjam telah dikenakan kos sebanyak 3% dari tahun 2003 hingga 2008.

6- Justeru, jika pinjaman asal bernilai RM 24000, dengan dicampur dengan kos di atas (3 % x 5 tahun) akan bernilai RM 24000 + RM 3600.

7- Dengan anggapan peminjam belum lagi membayar sebarang jumlah sehingga tarikh tersebut, jumlah yang dinilai dalam perjanjian ini sebenarnya bernilai RM 27600.

8- Melaluï sistem Ujrah, peminjam akan dikenakan 1% daripada jumlah (RM 27600) ini bernilai RM 276, selama 126 bulan iaitu 10.5 tahun.

9- Justeru, peminjam akan dikenakan tambahan sebanyak RM 276 x 10.5 iaitu RM 2898.

10- Maka jumlah sebenar yang dikehendaki dibayar oleh peminjam adalah RM 27600 + RM 2898 iaitu RM 30498.

11- Maka peminjam akan membayar RM 30498 setelah meminjam sebanyak RM 24000.

12- Ini melibatkan pertambahan jumlah sebanyak RM 6498 daripada jumlah asal pinjaman, atau 27.075% daripada jumlah asal.

13- Sebenarnya, setelah dikira, sistem ini adalah satu helah bagi PTPTN mendapatkan kembali bayaran balik dengan cara potongan gaji.

14- Setelah menandatangani perjanjian sistem Ujrah ini, peminjam akan membayar secara potongan gaji tanpa boleh mengelak daripada membayar pinjaman ini.

15- Ini bermakna, keuntungan adalah kepada PTPTN, yang mengambil 27.075% daripada pinjaman asal, DAN pembayaran on-time melaluï potongan gaji.

16- Saya melihat ini sebenarnya adalah helah untuk memaksa peminjam membayar melaluï potongan gaji, dan bukan sebagai satu “ihsan” untuk mengurangkan beban peminjam.

17- Saya melihat ini juga adalah helah bagi memastikan peminjam yang selama ini hanya membayar RM 50 sebulan, yang entah bila akan habis membayar pinjamannya, akan membayar RM 200+ sebulan mulaï tarikh sistem Ujrah diluluskan.

18- Lebih menguntungkan pihak PTPTN, ia akan berlaku secara clean atas topeng Syari`ah.

Wallahu a`lam.

Sumber asal:

http://www.al-fikrah.net/index.php?name=Forums&file=viewtopic&p=645656#645656

Bacaan berkaitan:

http://zaharuddin.net/senarai-lengkap-artikel/3/859-ptptn-baru-berasaskan-ujrah--ulasan-saya.html

24 January 2011

a Memo from a Child to a Parent


Don't spoil me. I know quite well that I ought not to have all I ask for, I'm only testing you.

Don't be afraid to be firm with me. I prefer it, it makes me feel secure.

Don't let me form bad habits. I have to rely on you to detect them in a early stage.

Don't make me feel smaller then I am. It only makes me behave stupidly "big"

Don't correct me in front of people, if you can help it. I`ll take much more notice if you talk quietly with me in private.

Don't make me feel that my mistakes are sins. It upsets my sense of values.

Don't protect me from consequences. I need to learn the painful way sometimes.

Don't be too upset when I say "I hate you". Sometimes it isn't you I hate but your power over me.


Don`t take too much notice of my ailments. Sometimes they get me attention I don't need.

Don`t nag. If you do, I shall have to protect myself by being deaf.

Don`t forget that I cannot explain myself as well as I should like. That's why I am not always accurate.

Don`t put me off when I ask questions. If you do you'll find that I stop asking and seek my information elsewhere.

Don`t be inconsistent. That completely confuses me and makes me lose faith in you.

Don`t tell me my fears are silly. They are terribly real and you can do much to reassure me if you try to understand.

Don`t ever suggest that you are perfect or infallible. It gives me too great a shock when I discover that your neither.

Don`t ever think that it is beneath your dignity to apologize to me. An honest apology makes me surprisingly warm towards you.

Don`t forget I love experimenting. I couldn't get along without it, so please put up with it.

Don`t forget how quickly I am growing up. It must be difficult for you to keep pace with me, but please try to.

Don`t forget that I don't thrive without lots of love and understanding, but I don't need to tell you that do I?